Deema
Background
Deema provides the ability for consumers to purchase items using credit that complies with the Islamic Sharia. A fully-online business,
Deema has no physical branches and conducts all its business online. Identifying the credentials of a potential client is critical for
its business
Business Needs & Challenges
To provide the required Financial Services, Deema needs to register the details of every client. It is imperative to collect the name,
phone, date of birth, nationality, area of residence and many more fields into the existing system. Although a one-time activity, this
process is error-prone and time-consuming, not to mention that an inaccurate identification of a client may lead to legal and economic implications.
Credentials used by clients
Clients who visit Deema's website can use their Mobile ID (Hawyti) mobile app for authentication.
Characteristics of a viable solution
Deema needs a solution that should have the following characteristics:
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When a client arrives at its website requesting a service, s/he presents her/his Mobile ID (Hawyti) app using either the Push Notification
service (by entering her/his Civil ID into a box), or scanning a QR Code displayed on the screen using the Mobile ID (Hawyti) app.
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When the client receives the authorization request, s/he can review the request and reject or accept it.
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Only when the client approves the authentication request will Deema receive the Civil Information of the client.
Solution
Deema decided to team-up with Sharper Software to
develop a solution that could address the aforementioned challenges.
Mobile ID (Hawyti) Integration makes it possible for Deema's clients to apply for
a credit purchase from the comfort of their seats.